For families trying to stretch every dollar, stacking grocery and gas rewards can lead to surprisingly big savings. By combining store loyalty programs with cashback apps like Fluz and Ibotta, it’s possible to cut costs on both weekly grocery runs and fuel fill-ups. Here’s how to create a smart rewards strategy using stores like Kroger, Safeway, and Albertsons—and their gas station partners.

1. Start with Your Grocery Loyalty Program

Many supermarket chains offer built-in fuel rewards as part of their loyalty programs:

• Kroger: Earn 1 fuel point per $1 spent in-store. Every 100 points = 10¢ off per gallon at Kroger Fuel Centers or participating Shell stations.
• Safeway: For every $1 spent, earn 1 point. Redeem 100 points for 10¢ off per gallon at Chevron or Texaco.
• Albertsons: Operates under the same umbrella as Safeway and offers the same fuel rewards program.

These programs are free to join—just download the store app or sign up at checkout.

2. Add Cashback from Ibotta

Once you’re earning points on groceries, double dip with Ibotta. This free app gives you cashback when you upload receipts or link loyalty cards at major grocery chains. Some examples:

• Buy name-brand snacks, dairy, or pantry staples
• Activate offers before you shop
• Submit your receipt via the app (or use linked accounts with Kroger or Safeway)

Over time, these rebates add up. You can cash out via PayPal, bank deposit, or gift cards.

3. Stack Rewards with Fluz Gift Cards

Here’s where stacking gets really clever—use Fluz to purchase digital gift cards for your grocery store before you shop. This lets you earn instant cashback while also racking up grocery loyalty points and Ibotta rebates.

Fluz supports dozens of grocery and fuel-related merchants, making it easy to stack cashback with your existing rewards. Before heading to Albertsons, you can shop discounted Albertsons gift cards on Fluz. If you prefer Safeway, save money on Safeway by paying with a Fluz gift card. Kroger shoppers can get a Kroger gift card at a discount before racking up fuel points. Even gas stations are included—earn cashback at Shell or shop discounted Chevron gift cards to cut costs at the pump.

You’ll receive cashback instantly, and you can use these gift cards in-store or online—no waiting, no mailing delays.

4. Maximize Value at the Pump

Let’s say you spent $200 at Safeway over the past two weeks:

• You’d earn 200 fuel points = 20¢ off per gallon
• You could have earned cashback by buying that $200 as a Safeway gift card on Fluz
• You can redeem Ibotta offers on qualifying purchases

When you go to a participating Chevron or Texaco station, your fuel discount kicks in automatically when you enter your loyalty number at the pump.

5. Don’t Forget Stack Timing

To get the most out of stacking:

• Buy Fluz gift cards right before you head to the store (cashback is immediate)
• Activate Ibotta offers ahead of time—some must be selected before purchase
• Use loyalty accounts at checkout to ensure you’re getting fuel points

Final Tip: Automate What You Can

Fluz stores your digital gift cards, so you never have to worry about losing them. Ibotta can link to your grocery loyalty accounts for automatic offer tracking. Together, these tools make it easier to earn every dollar you can without needing to keep receipts or scan barcodes.

If you’re not using Fluz yet, download the app today and start earning cashback on grocery and gas essentials you already buy.